Mr. Dharnidhar Tripathy, at present, is working as DGM (SME ), currently spearheading the SME department of Delhi Circle in SBI, comprising of Delhi, Delhi NCR, Western UP, Rajasthan and Uttarakhand.. With an enriching experience of more than 3 decades, Mr. Tripathy has also driven credit and forex business of SBI at PAN India Level while working with Commercial Branch Mumbai, Industrial Finance Branch and Diamond Branch Mumbai. At present, he is handling SME portfolio leading 1600+ branches.