Top Citibank Credit Cards For The Year 2022

Citibank is one of the most well known private sector banks largely due to its worldwide presence. The bank offers a wide range of financial services including credit card services for both the retail sector as well as the corporate sector. When it comes to credit cards, the choices offered by the bank are endless, which might make it tough for individuals looking to get one from Citibank. If you’re in this boat, then this article is here to help you make the decision easier. Here are a few top Citibank credit cards that you can consider applying for.

1. Citi Premier Miles Credit Card

One of the best credit cards for individuals who travel a lot, the Citi PremierMiles Credit card offers plenty of benefits and rewards. With an annual fee of Rs. 3,000, the Citi PremierMiles Credit card accumulates reward points in the form of air miles for every spend that you make. Let’s take a quick look at a few of the key highlights of this credit card.

• For every Rs. 100 you spend on airlines, you earn 10 miles.
• For every Rs. 100 you spend on all other transactions, you earn 4 miles.
• On activation of the card for the first time and on spending Rs. 1,000 within the first 60 days, you get 10,000 welcome miles as a bonus.
• Each time you pay the renewal fee, you get 3,000 miles as a bonus.
• You get an air accident insurance cover of Rs. 1 crore and lost card liability cover of Rs. 10 lakhs.

2. Citi Cashback Credit Card

If you’re an individual who prefers saving, then the Citi Cashback credit card may just be the perfect option for you. The card offers rewards in the form of cashbacks for every spend that you make. However, depending on the transaction that you make, the percentage of cashback may vary. Another major advantage of this card is the ultra-low annual fee, which is just Rs. 500. Here’s a glimpse of the highlights of this credit card.

• For every movie ticket or utility bill payment that you make via the Citi Billpay facility, you get a cashback of 5% on the transaction value.
• For every other transaction, you get a cashback of 0.5%.
• You receive a discount on dining bills at all Citibank partner restaurants in India and the world. 
• When the cashback amount reaches Rs. 500, it is automatically credited to your account.
• Unredeemed and accumulated cashback amount does not expire.

3. Citi Rewards Credit Card

If shopping and traveling are two of your biggest passions, then the Citi Rewards credit card has so much to offer. With an annual fee of just Rs. 1,000, you get to accumulate reward points on every spend that you make. These reward points can then be redeemed by you at any point in time. Want to know more about this card? Let’s take a look at the highlights.

• On the first transaction that you make within 30 days of activating the card, you get to earn 1,500 reward points.
• On spending Rs. 1,000 within the first 60 days of activating the card, you get 1,000 reward points as a bonus.
• For every Rs. 125 that you spend on departmental stores and apparel (both online and offline), you receive 10 reward points.
• On all other categories of transactions, you receive 1 reward point for every Rs. 125 you spend.
• For every Rs. 30,000 or more you spend in a month, you receive 300 bonus points.

Why apply for a Citibank Credit Card?

Wondering why you should apply for a Citibank credit card? There are more reasons than one. Here’s a quick look at a few of them.

?     Exceptional choice of credit cards

Whatever your needs and requirements may be, Citibank has a credit card that satisfies them. 

?     Robust reward points program

Depending on the Citibank credit card that you opt for, you become eligible for a wide range of rewards such as air miles to cashbacks.

?     Insurance benefits

Citibank offers multiple insurance benefits such as travel insurance, health insurance, and lost luggage insurance on many of their cards.           

Conclusion

As you can clearly see, Citibank offers some of the best credit cards such as the Citi PremierMiles credit card in the entire country. They come loaded with several features and benefits that are designed to reward you for every single transaction that you make. So, what’re you waiting for? Apply for a Citibank credit card right now and enjoy the wealth of benefits it offers.